Between the Middle East conflict, rising prices and two rate increases this year, many households are feeling the squeeze.
That’s why a lot of borrowers are reviewing their loans, not just riding it out.
Refinancing can help you:
But timing is the tricky part.
Refinance now or wait?
Refinancing now could mean reducing repayments sooner and getting ahead of further rate rises. Waiting could mean accessing better rates if markets settle and avoiding switching costs too early.
There’s no perfect moment – it depends on your situation, not just the market.
Where to start
The key is understanding what your current loan looks like compared to what’s available now.
We can help you review your rate, compare options and decide whether acting now or waiting makes more sense for you.
Want to see if you could be paying less?
